Miami Beach is a resort city located in the State of Florida, United States. The city covers an area of 18.7 square miles with 62.37 percent of it is comprised of water.
Public transportation, which is operated by MDT (Miami-Dade Transit) and bicycle are heavily used; they have become major parts of city life as well. When it comes to auto insurance, Miami Beach follows the rules regulated by Florida Office of Insurance Regulation. Good to Go Insurance does not currently have the license to offer and underwrite auto insurance policy in the city, but it can always refer you to other companies that can provide legal insurance for you.
Good 2 Go works as a subsidiary of American Independent Companies, Inc. There are at least three companies under this insurance firm that are licensed in Florida including American Independent Insurance Company, Omni Insurance Company, and Omni Indemnity Company. Goodtogoinsurance is not allowed to sell and underwrite insurance policies in the state. The company will mainly refer you to the mentioned affiliates or even non-affiliates to provide legal insurance policies that comply with the state’s regulations.
Miami Beach Auto Insurance Regulations
Similar to any city in Florida, auto insurance laws in Miami Beach are regulated by Florida Office of Insurance Regulations. Florida is one of few states in the U.S. that still implement no-fault insurance. This means your insurance company will pay your medical cost due to an accident regardless of who is at fault. Minimum liability requirements for auto insurance in Miami are as follows:
Good to go auto insurance company in Miami Beach also offer some extra coverage as well, for example, collision, comprehensive, separate medical payment coverage, rental reimbursement, etc. The state requires those additional types of coverage, but they provide more complete financial protection.